banjo_hammer's review against another edition

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3.0

Lowry gives a lot of solid personal finance advice. It's directed, as the title imies, to Millennials in their 20s and 30s. It's written in a fairly relatable way for that age group, though sometimes it feels gimmicky with the hashtags and cultural references.

Overall, there's lots of good stuff to build financial literacy for those who didn't grow up with it. But it's clearly aimed at a specific group.

joanieelaine's review against another edition

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informative

4.0

glendareads39's review against another edition

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4.0

A good read for those who want to learn about budgeting, saving up for retirement, investing in the stock market, etc. Good sense of humor and you can choose your own financial path.

kostopoulos2000's review against another edition

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did not finish kinda pointless to keep reading when i earn at most 6k a year. gonna revisit post graduation

thevalkyriereader's review against another edition

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3.0

If I had read this book at 18 instead of 25, I think I would have given this a higher rating. As it is, I feel like this wasn't really telling me anything I don't already know. Definitely something to be gifted to a fresh high school graduate.

bootman's review against another edition

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5.0

If you're like me and have no clue where to start when it comes to being smart with your money, you need this book. I actually read Lowry's second book of this series first, which is all about investing, and I fell in love with her writing, so I picked up this book and the 3rd book immediately. I'm 35 years old, and I got sober from my drug addiction at 27, so I missed a lot of opportunities in my 20s to become financially responsible. Thankfully, there is a book like this that not only shows me that all isn't lost, but I can instill some good habits on my 12-year-old son as he gets a little bit older. 

Before this book, I had a fundamental knowledge of credit, but it never made sense, and this book did an excellent job explaining it as well as strategies to manage credit. It also helped me better understand the importance of paying off debt while also saving, and Lowry covers a bunch of topics in-between. Where else are you going to find a book that covers all of this and also gives you tips about being the broke friend when all your buddies want to go out as well as how to have financial conversations with your partner?

I will say that my only concern with this book is that it may only be beneficial to those from an upper-middle-class background. The author was very fortunate to have parents who taught her about money at a young age, which helped her position herself as she got older. But this book reminded me how many people are working full-time with side gigs and barely scraping by. For many people in the United States, a lot of these tips would sound insane as they live paycheck to paycheck, but I still think it's a must-read. Even if you can't do everything in this book, just having a basic knowledge of goals you should be setting can help put you in the right position.

pineapple_queen's review

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funny informative fast-paced

4.0

knivesalwayswins's review against another edition

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informative inspiring lighthearted relaxing medium-paced

3.5

Some great advice some terrible advice but hey that’s a finance book for you especially ones written by rich girls

mveveobrien's review against another edition

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honestly i got bored and thinking about finances is overwhelming lol

beardedbarista's review against another edition

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5.0

While I knew and experienced most of the items crossed in this book there was some valuable information and this book is definitely something I want to pass on to my millennial friends. I am always preaching being careful and saving but don't practice it myself. This book has motivated me to change that. I will be 33 this year and I need to get my financial life together.